Attention homeowners in Warren and Warren County: Need an appraisal?

See the top 7 reasons why PA homeowners hire Johnson Realty and Appraisal Co.:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge Warren county's assessment of your property
To reduce their monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If real estate property needs to be divided because of a divorce
To settle an estate in PA by determining the true market value of property in question

Own a house in or near Warren, PA and need help deciding the price of it?
Contact Johnson Realty and Appraisal Co..

At Johnson Realty and Appraisal Co., we understand the individual needs of a homeowner looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Johnson Realty and Appraisal Co., are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value report than yours.

Appraisals to cancel PMI

A popular way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're qualified in helping clients just like you do away with unneeded PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if your house not appreciating as much as other houses nearby. This only means you're probably paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Johnson Realty and Appraisal Co. is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can this be inconvenient from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Johnson Realty and Appraisal Co. can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Johnson Realty and Appraisal Co. can We can assist you. While typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your property.